Frequently Asked Questions

How Do I Get Started?

It's easy to get started. You can fill out the Online Form on our home page or give us a call. As soon as you sign up you will receive a email from us with simple instructions. Read the email, sign the agreement and then follow the instructions to get your credit report over to us. We will review your credit report and get your disputes sent to the Credit bureaus.

Can I login to see my account?

Yes we provide you with a username and a password so you may login to your account at anytime. You can leave use messages and updates or we can do the same for you.

What is the Cost?

There is a one time credit report consultation fee of $189 and a $50 per item, per bureau charged for removal of negative items on your credit report. There are NO other charges to you! If your spouse signs up they receive a 50% discount.

How Does the Program Work?

It is actually pretty easy. You sign up and we get to work! We analyze your credit report and identify all the items that need to be corrected. The next step requires us to send letters to the Bureaus to get these items cleared from your credit report. Once these items are corrected we provide you with the necessary steps to keep your Credit clean.

How do I send my credit reports to you?

After you sign up we will provide you with instructions for obtaining your credit reports and how to get them to us. We will provide you a list of links to websites where you can pay for your credit report or you can go to annualcreditreport.com, and obtain your reports for free if you have not done so already in the last 12 months.

How Long Does Credit Repair Take?

Of course, every credit report is different, but clients with the most involved credit issues can require Credit Repair Program to work for as long as six months to correct these items. Since our service is month to month, you pay each month after the work has been done. You don't have to make a long-term commitment, and you can cancel anytime.

Is there a guarantee?

Yes there is a guarantee. If you are not happy with the work we perform we will refund 100% of your monthly fees up until the end of the third month.

Does your process help me build new credit?

If you need to build new credit when we are done, we will show you how to get new secured credit cards. This is one of the best methods out there to start the process of rebuilding your credit.

Can I do this myself?

Yes, the law allows for consumers to contact the credit bureaus themselves and to dispute items on their reports. With proper research and experience, you could attempt to do this. However most people want to make sure that every derogatory item is handled by a professional who does this on a daily basis. That’s where we come in.

What if my report does not have errors or mistakes or inaccuracies?

Once we receive your report, if we find no items that we can challenge under the FCRA, we will close your account and you will be billed no further. In this situation, you will only have paid the set up fee only and nothing else.

*We CANNOT repair Accurate or Correct items on your report.